Porter Freight Funding offers a one-year agreement designed to provide stability, better pricing, and a stronger long-term partnership. This allows us to deliver consistent funding, dedicated support, and a more reliable experience for your business.

We focus on building long-term relationships, not treating factoring as a short-term transaction, and we always work with our clients to ensure the partnership continues to support their growth.

Porter Freight Funding is built specifically for trucking companies and offers:

• True non-recourse options with risk protection
• Chargebacks only after 90 days of active collection efforts
• 80%+ recoveries through our Account Resolution Team
• Dedicated U.S.-based support teams who know your business
• Flat, transparent pricing with no hidden fees
• A long-term partner focused on helping carriers grow

Freight factoring helps trucking companies:

• Get paid faster instead of waiting on broker payments
• Improve cash flow for fuel, payroll, and maintenance
• Reduce risk tied to broker non-payment
• Eliminate time spent chasing invoices and collections

Recourse factoring typically offers lower rates but requires the trucking company to buy back unpaid invoices if the broker does not pay. Non-recourse factoring provides added protection against broker non-payment for qualified invoices. Porter Freight Funding offers flexible factoring options based on your needs.

Yes. Porter Freight Funding offers fuel advances at load pickup so trucking companies have immediate access to cash for fuel, repairs, and operating expenses before delivery. This helps carriers stay on the road without waiting for broker payments.

Yes. With PorterWallet, trucking companies have 24/7 access to their funds, allowing them to request advances anytime. This gives carriers more control over cash flow compared to traditional factoring schedules.

No. Porter Freight Funding offers flexible invoice factoring, allowing you to choose which invoices to factor while maintaining control over your accounts receivable.

Funding is available through:

• Same-day wire transfers
• Next-day ACH payments
• PorterWallet for 24/7 advances

This gives carriers fast access to cash and helps keep trucks moving without delays.

Yes. Porter Freight Funding offers a fuel card accepted nationwide, with:

• Discounts at major truck stops
• Access to 2,500+ discount locations
• Fuel advances and credit line support
• Real savings on diesel fuel

Yes. Porter Freight Funding manages billing and collections on your behalf, saving time and reducing administrative work.

For non-recourse clients, these services are included at no additional cost.

Freight factoring costs vary based on invoice volume, customer credit, and payment timelines. Porter Freight Funding offers flat, transparent pricing, so your rate stays predictable and does not increase based on how long a broker takes to pay.

For many trucking companies, freight factoring is worth it because it provides consistent cash flow, reduces administrative burden, and minimizes risk. Instead of waiting weeks to get paid, carriers can reinvest in fuel, drivers, and growth immediately.

What happens depends on your factoring program. With recourse factoring, the carrier may be responsible after the collection period. With non-recourse factoring, Porter Freight Funding assumes approved credit risk in specific situations such as bankruptcy.

Porter also allows 90 days of active collection efforts before chargebacks, providing more protection than many factoring companies.

Getting started is simple. Apply online or contact Porter Freight Funding to review your options and start getting paid faster.