Apply in minutes. Get paid faster with flexible freight factoring services designed for trucking companies.

  • Same-day funding

  • No hidden fees

  • Real US-Based support who answer

Owner-operator hauling refrigerated freight using reefer truck factoring to improve cash flow

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Operations:

(256) 502-8200

Sales:

(205) 397-0934

Credit:

(205) 397-4062

Why Trucking Companies Choose Porter

Porter Freight Funding provides fast, flexible freight factoring for trucking companies looking to improve cash flow and get paid faster. With same-day funding, transparent flat-rate pricing, no hidden fees, and dedicated U.S.-based support, our factoring solutions are built to keep your business moving and your trucks on the road.

Same-Day Funding

No Hidden Fees

Top Rated Factoring Company

Dedicated US-Based Team

What Carriers Are Saying

What a wonderful experience! Honesty and transparency from the first time I got on the phone. Great rates from the start! No games! Just straight answers! My decision was made in one phone call. The person who helped me was Caroline! It was definitely a pleasure speaking with her.

Steven G.

I’ve been with this company for several years now. Very easy to work with. Honest, reliable and always extremely polite.

William W.

I’m a owner operator of about 20 years, that has just started using a funding service. To say that Molly has been the best to work with wouldn’t even begin to tell everyone how great she has been. Sweet, knowledgeable, and a pleasure to do business with. This service has been a easy process to navigate through with Molly’s help of course!! By far one of the better things I’ve done in. The app makes it simple to send in BOL and Rate Cons which just takes a little of the everyday stress off.

Mark L.

Freight Factoring FAQs

What is freight factoring for trucking companies?

Freight factoring is a financial service that allows trucking companies to turn unpaid invoices into immediate cash. Instead of waiting 30 to 60 days for brokers or shippers to pay, carriers receive funding within 24 hours, improving cash flow through freight factoring for trucking companies.

Most trucking companies get paid within 24 hours or less after submitting invoices. Many carriers rely on freight factoring services to maintain consistent cash flow and cover operating expenses without delays.

No. Freight factoring is not a loan and does not create debt. You are receiving an advance on money you have already earned from completed loads, which makes freight factoring a flexible way to improve cash flow without borrowing.

Freight factoring typically involves a flat-rate fee based on your invoice amount. Pricing can vary depending on volume, brokers, and other factors, but many trucking companies prefer freight factoring for its predictable cost structure.

Many trucking companies prefer flexible options when choosing a funding partner. Some freight factoring services offer programs with no long-term contracts or termination fees, allowing carriers to maintain more control over their operations.

Before getting started, many new carriers first complete the process to get a trucking authority, which allows them to legally haul loads and begin generating invoices that can be factored.

Freight Factoring for Trucking Companies

Porter Freight Funding provides freight factoring services for trucking companies, owner-operators, and fleets across the United States. Our factoring solutions help carriers improve cash flow, reduce payment delays, and get paid faster for every load. Our solutions help improve cash flow and reduce payment delays. Many new carriers first complete the process to get a trucking authority before hauling loads and submitting invoices.

How Freight Factoring Works

Freight factoring allows trucking companies to turn unpaid invoices into immediate working capital. Instead of waiting 30 to 60 days for broker payments, carriers receive funding within 24 hours. The freight factoring company then collects payment from the broker, helping reduce risk and stabilize cash flow.

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Get Paid Faster for Every Load

You did the work. Don’t wait 30+ days to get paid. Freight factoring gives you fast access to your money so you can keep your business moving.