Get Paid At Pickup For Fuel Or Any Expense

Fuel is the biggest operating cost in trucking, and it doesn’t wait until your load delivers to come due. As soon as you pick up a load, access up to 50% of its value, day or night, weekends included.

When You Actually Get Advanced
Porter
Other Factors
Advanced At Delivery

Get Your PorterWallet Quote

Fill out the form and a member of our team will reach out to get you set up, usually the same business day.

  • No obligation, no cost to apply
  • Speak with a real US-based representative
  • Start requesting 24/7 Advances as soon as you’re approved

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What Is a PorterWallet 24/7 Advance?

A PorterWallet 24/7 Advance is money released against a load at the moment you pick it up, not after you deliver and submit an invoice. That’s the core difference between Porter and traditional freight factoring companies, which typically hold funds until delivery is confirmed.

Once the load delivers, you still submit it for factoring as usual. The 24/7 Advance is deducted automatically at that point. It’s an early release against a load you’re already hauling, not a separate loan.

Funded At Pickup

Not delivery. Cash is available at the front end of the trip, when fuel and tolls actually hit.

Up To 50% Per Truck

Max $3,500 per truck. A two-truck fleet can request up to $3,500 per truck, not combined.

$0 Transfer Fees

Move money freely between PorterWallet and your PorterFuel Card.

Not A Loan

It’s an early release against a load you’re already hauling and will still factor after delivery.

Need Cash for Fuel Specifically? Here’s How That Works

If you’re searching for a trucking fuel advance, this is the product. A PorterWallet 24/7 Advance can be used for fuel exactly the same way it can be used for any other expense. There’s no separate “fuel advance” application, one Advance covers whatever the load needs, fuel included.

Pick Up the Load

Get your rate confirmation and pick up the load. Have the shipper sign the BOL to confirm it’s in transit.

Submit Your Paperwork

Submit your rate confirmation and shipper-signed BOL through PorterGO.

Receive Your Advance

Get up to 50% of the load’s value instantly, up to $3,500 per truck. Use it at the pump right away.

Deliver & Get Paid

After delivery, submit your completed paperwork for payment on the full load. The advance is auto-deducted.

For ongoing fuel savings beyond a single advance, pair PorterWallet with the PorterFuel Card: carriers save an average of $0.27 per gallon across roughly 2,500 discount fuel locations nationwide.

PorterWallet vs. PorterWallet 24/7 Advances

These two get confused, so here’s the distinction:

The Account

PorterWallet

Your account and card. Route standard invoice funding through it instead of ACH or wire for a flat $2 per invoice, funded instantly, including nights and weekends.

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The Product

PorterWallet 24/7 Advances

The pickup-based cash advance on this page, usable for fuel or any other expense. Being enrolled in PorterWallet is what unlocks true 24/7 speed on Advances.

You can be enrolled in PorterWallet without ever taking an Advance. Carriers who aren’t enrolled can still request an Advance, it just won’t fund instantly.

What a PorterWallet 24/7 Advance Actually Costs

Every Advance carries a $20 advance fee. That fee is separate from, and in addition to, the standard transaction fee for however you choose to receive the funds:

How You Receive the Funds Transaction Fee Plus the $20 Advance Fee
PorterWallet (Tank card/account) $2 per invoice Yes
ACH $5–7 per schedule Yes
Wire $25–30 per schedule Yes

Receiving funds through PorterWallet is both the fastest and cheapest option, and it’s the only one that unlocks true 24/7 speed on every future Advance.

True 24/7 Funding Speed, By Account Type

Not every account funds on the same clock. Here’s exactly what to expect based on how you’re set up:

Account Type When Funds Are Available
PorterWallet-enrolled clients True 24/7, instantly, including nights, weekends, and holidays
PorterFuel Card (EFS) clients Until 8 PM daily, 7 days a week; requests after 8 PM fund the next day
Other factoring clients (not PorterWallet-enrolled) Funding may not complete until the next business day

Want true 24/7 speed on every Advance, including fuel purchases mid-route? Enroll in PorterWallet and get instant access every time.

Request It From The Road With PorterGO

The PorterGO app is where you request and track everything. Funds land in PorterWallet, and you can send them straight to your PorterFuel Card whenever you need them there instead. From your phone, you can:

  • Scan and submit documents, including your rate confirmation and BOL
  • Track funding and advance status in real time
  • Submit invoices for factoring after delivery
  • Run free, unlimited broker credit checks before you haul
  • Find discounted fuel locations near your route
✅ Broker credit check: Approved
📄 Rate confirmation scanned
⚡ Advance approved · $1,750
⛽ 3 discount fuel stops nearby

Who Uses PorterWallet 24/7 Advances?

PorterWallet Advances work for both owner-operators and trucking fleets, across the equipment types Porter factors most, including dry van, reefer, flatbed, and power only. Whether the gap you’re covering is fuel, payroll, or a repair bill, this Advance is built for the stretch between pickup and payday.

Frequently Asked Questions about PorterWallet 24/7 Advances


A PorterWallet 24/7 Advance is funding released at load pickup rather than after delivery. Carriers can access up to 50% of a load’s value, up to $3,500 per truck, for a $20 advance fee plus the standard transaction fee for however the funds are received, as soon as they pick up the load and submit a rate confirmation and signed BOL.

Yes. There’s no separate fuel-only advance product. A PorterWallet 24/7 Advance can be used for fuel, payroll, repairs, or any other business expense once it’s funded.

A regular factoring advance is paid after a load delivers and the invoice is submitted. A PorterWallet 24/7 Advance is paid at pickup, before delivery. The load is still submitted for factoring as usual after it’s delivered.

True 24/7, instant funding is available to PorterWallet-enrolled clients. PorterFuel Card (EFS) clients can fund until 8 PM daily, seven days a week. Other factoring clients who aren’t PorterWallet-enrolled may not receive funds until the next business day.

Up to 50% of the load’s value, up to a maximum of $3,500 per truck. A two-truck fleet can request up to $3,500 per truck, not $3,500 total.

A $20 advance fee, plus the standard transaction fee for however you receive the funds: $2 per invoice via PorterWallet, $5–7 via ACH, or $25–30 via wire. Moving money between PorterWallet and the PorterFuel Card is always free.

A rate confirmation and a signed bill of lading. The advance is automatically deducted when the load is submitted for factoring after delivery.

No. It’s an early release of funds against a load you’ve already picked up and are actively hauling, not borrowed money.

Yes. Both owner-operators and fleets can use PorterWallet 24/7 Advances, on any truck enrolled in PorterWallet.

Pair PorterWallet with the PorterFuel Card. Carriers save an average of $0.27 per gallon across roughly 2,500 discount fuel locations nationwide, and money moves between the two accounts with zero transfer fees.

Get Paid the Moment You Pick Up

Stop waiting until delivery to cover fuel and other costs. Apply for PorterWallet today, or see how factoring, fuel savings, and 24/7 Advances work together to keep your trucks moving.