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If You’re Talking to Owner-Operators
- Stop waiting 30+ days to get paid.
- Keep 95% of your load immediately.
- No more broker collections headaches.
- Real people answer the phone.
If You’re Talking to New Authorities
- 1.5% introductory factoring rate.
- Fast onboarding.
- Fuel advances available.
- Built for new MCs.
If You’re Comparing to Quick Pay
- Predictable pricing across brokers.
- Fraud and non-payment protection.
- Dedicated account manager.
- One simple process.
What We Do and Do NOT Factor
We wanted to share with you what we do and do not factor. If you do not know, feel free to still send it. Our team will be happy to research and will keep you updated on the status of that lead.
What We Do Factor:
- Brokerages (with 1 Year of Experience)
- Box Trucks
- Car hauler (Semi only)
- Dry Vans
- Dump Truck (per underwriting approval)
- Flat Bed
- Hot Shot (30ft – 40ft trailer)
- Power Only
- Reefer
- Specialized (gravel, sand, hopper bottoms)
What We Do NOT Factor:
- Brokers with less than 1 year of active brokerage experience
- Cargo/Sprinter Vans
- Carriers with an MCA loan
- Hotshots with less than 30ft trailers
- Hotshot Car haulers (they must be a Semi Car hauler)
- Brokers or Carriers located in California, Hawaii, Alaska, or Canada
How We're Different
At Porter Freight Funding, we’re committed to being a reliable, long-term partner to both you and the carriers you serve. From same-day funding and transparent flat rates to our dedicated Recovery Team and real human support, everything we do is designed to protect cash flow and strengthen relationships. You can confidently refer your clients knowing they’ll be treated fairly and supported every step of the way.
Blog Resources
Produce Season Cash Flow Guide for Reefer Truckers
How Freight Factoring Works for Reefer Carriers
Why Trucking Companies Are Rethinking Fuel Cards in 2026
Best Fuel Cards for New Authority Trucking Companies
Summer Truck Showcase: Share Your Truck Photo & Win Prizes