Owner Operator - Porter Freight Funding

Fast Pay Freight Factoring
for Owner Operators

Same-day invoice funding. No loans. No long waits.
Just fast, reliable cash flow with a 1.5% intro rate* for Owner-Operators.

*First 60 days, 1-year recourse contract + 95% advance rate, does not apply to Sprinter Vans or Boxed Trucks.

Get Started with No Credit Check.

Why Owner Operators Choose Porter Freight Funding

Running your truck shouldn’t mean waiting weeks to get paid.

At Porter Freight Funding, we help owner-operators turn delivered loads into fast, reliable cash flow — so you can pay for fuel, maintenance, permits, insurance, and everyday operating costs without taking on debt or sitting idle waiting on brokers.

How Freight Factoring Works

Owner Operator freight factoring means you:

Step 1

Deliver your load and submit the invoice.

Step 2

Porter buys your invoice and advances most of the total immediately.

Step 3

We handle collections, credit checks, and follow-ups.

Step 4

You get the rest minus our small fee once your broker pays.

It’s not a loan — it’s your money, paid faster.

Why Porter Freight Funding Is Different

Porter Freight Funding isn’t just another factoring provider, we’re a financial partner tailored to the trucking community:

Industry-Focused
We design solutions specifically for Owner Operators.
Transparent Pricing
No surprises. Flat affordable rates with volume-based advantages.
Powerful Tools
Online portal + mobile app to upload invoices instantly.
Dedicated Support Team
Personal account managers who understand your business.
Extra Savings
Add fuel advances and fuel cards to stretch your operating dollars even further.

Special Offer: 1.5% Introductory Factoring Rate

For eligible Owner Operators, Porter Freight Funding is offering a limited-time 1.5% introductory rate:

Here’s what you get:

1.5% factoring fee for your first 60 days
Up to 95% invoice advance
Same-day funding available on approved invoices
Flexible, transparent pricing with no hidden costs

This intro rate helps you unlock more cash flow from day one, giving you runway to fuel up, fix up, and grow faster. It’s one of the most aggressive introductory rates in the industry.