Trucking Insurance Solutions
Trucking Insurance Solutions Through Our Trusted Referral Network
At Porter Freight Funding, we know protecting your trucking business goes beyond cash flow. That’s why we help connect our clients to trusted providers offering comprehensive trucking insurance solutions designed specifically for owner-operators, leased drivers, and fleet owners.
Porter Freight Funding maintains a vast referral network of experienced insurance partners who specialize in transportation risk. Our goal is simple: connect you with reliable coverage options that protect your business on and off the road.
Why Trucking Insurance Solutions Matter
Once you have filed for your motor carrier authority, you have 21 days to get an insurance policy and file your BOC-3. You are not authorized to start driving your truck and operating your trucking company until your MC number active and your BOC-3 and Insurance Policy are filed with the FMCSA.
The trucking industry comes with risk. Accidents, damaged freight, and liability claims can quickly turn into major financial setbacks. Having the right trucking insurance solutions in place helps you:
- Stay compliant with federal and state regulations
- Meet shipper and broker insurance requirements
- Protect your truck, cargo, and business assets
- Minimize financial exposure from unexpected claims
Through our trusted referral partners, we help you explore coverage options that align with your operational needs.
Insurance Coverage Options Available Through Our Partners
We connect you with specialized insurance providers offering a range of trucking insurance solutions, including:
General liability coverage protects your business from third-party claims involving bodily injury, property damage, or legal costs.
Our referral partners offer general liability insurance designed for:
- Owner-operators
- Small fleets
- Motor carriers
- Transportation-related businesses
This foundational coverage plays a critical role in protecting your company’s long-term stability.
Non-trucking liability insurance provides protection when your truck is being operated for non-business purposes.
Through our insurance referral network, you can explore coverage options that help protect against:
- Liability during personal use of leased equipment
- Gaps not covered under primary auto liability policies
- Off-dispatch driving situations
This type of coverage helps ensure there are no costly blind spots in your protection.
Bobtail insurance — sometimes referred to as deadhead coverage — provides liability protection when operating a truck without a trailer or not under dispatch.
Our insurance partners offer bobtail coverage that helps protect you from:
- Bodily injury claims
- Property damage claims
- Accidents occurring while not hauling freight
For many drivers, this is a key component of complete trucking insurance solutions.
Cargo insurance protects the freight you haul against loss or damage due to theft, accident, fire, or other covered events.
Through our referral partners, you can access cargo coverage options designed to:
- Protect high-value loads
- Meet broker and shipper requirements
- Reduce out-of-pocket exposure from freight claims
Since your cargo represents your income, having appropriate protection in place is critical.
Why Work With Porter Freight Funding for Insurance Referrals?
We understand the trucking industry. Our relationships in transportation extend beyond factoring — and that includes insurance.
When you work with Porter Freight Funding, you benefit from:
- A vetted network of insurance professionals
- Industry-specific coverage options
- Streamlined introductions to trusted providers
- Support from a team that understands trucking operations
We don’t just refer you anywhere — we connect you with partners who specialize in transportation risk and understand the realities of life on the road.
Get Connected to Reliable Trucking Insurance Solutions
If you’re looking for dependable trucking insurance solutions, we can connect you with experienced providers who specialize in protecting trucking businesses like yours.
Contact our team today and let us introduce you to a trusted insurance partner in our network.
Contact Us for a Quote Today
We partner with insurance companies to get you the best quote for your business. Call (205) 397-0934 to learn more about our services or complete our online contact form to request an owner operator insurance quote!