Freight Factoring for Trucking Companies
That Want to Get Paid Faster

Get paid faster with same-day funding, fuel savings, and built-in protection when brokers don’t pay.

Activate Our Lowest Rate

Built in Alabama.
Backing American Truckers

Porter Freight Funding helps trucking companies get paid faster and grow stronger.​

Fast funding, transparent terms, and real human support for owner-operators and fleets nationwide.

We answer the phone. We know your name.​

Unlock Same-Day Funding
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Everything You Need To Keep Trucks Moving

Fast Funding. Simple Tools. Built for trucking companies, carriers, and growing fleets.

Get Started

Cover expenses without taking on debt

  • 1.5% intro rate
  • No impact to your credit
  • No Hidden Fees
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An icon of a person with head and shoulders.

Owner Operators

Get paid fast with fair and simple freight factoring.

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Fleet

Flexible funding solutions for growing fleet.

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Brokers

Cash flow support and tools to grow your brokerage.

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A Simplified Process for Navigating Fuel Costs

Our partnerships with top providers give you access to the most recognized fuel card brands and the best fuel prices nationwide.

  • Save up to $0.60 per gallon at select locations
  • One simple card for easy use and tax reporting
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Activate Fuel Savings

Get Paid the Moment You Pick Up a Load

  • Get paid at load pickup — not after delivery
  • Available 24/7, including nights, weekends, and holidays
  • Instant cash with no hidden fees
  • Manage advances anytime in the PorterGO App
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Get Your Advance

All-In-One Maintenance with PorterGO

  • Easy, Instant Credit Checks
  • Built-In Document Scanning
  • Submit Invoices
  • Track Your Funding Status
  • View Load Boards
  • Find Fuel
Download PorterGO
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Freight Factoring

Freight Factoring

Funding Solutions Designed for Growing Fleets

Improve cash flow, operations, and scale your fleet with flexible factoring built for your business.

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PorterGO Platform

PorterGO Platform

All-In-One Management Through PorterGO

Manage funding, submit invoices, track payments, monitor loads, and access tools to keep your business moving.

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Partner Program

Partner Program

Grow Your Business Through Strategic Partnerships

Unlock new revenue opportunities through partnership designed for long-term mutual growth.

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Fuel Discounts

Save on diesel costs with nationwide fuel discounts and expense management tools.

Accepted everywhere with discounts at over 2,500 locations.

$115.26 saved on one fill-up last week.

Start Saving on Fuel
Porter Freight Funding graphic comparing national diesel average of $5.52 to Porter Fuel Card average of $4.68 and highest diesel discount of $1.13 during the week of May 17 through May 23, 2026.

The Porter Freight Funding Difference

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Factoring that Works for You

Protect your profits and keep cash flow moving.

Lightning bolt icon representing fast support and Porter Freight Funding’s commitment to avoiding immediate chargebacks on unpaid invoices.

No Quick Chargebacks

We actively recover unpaid invoices - at no cost to you.

Shield with checkmark icon representing Porter Freight Funding’s dedicated invoice recovery and collections support team.

Proven Recovery Team

90-day collections before any chargeback.

Calendar icon representing flexible freight factoring agreements with no termination fees and simple cancellation terms.

No Termination Fees

With 60 days’ notice, you can leave without fees.

Customer support headset icon representing direct access to knowledgeable freight factoring specialists and personalized service

Real Human Support

Call and talk to someone who knows your business.

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Fast, Flexible Funding

Same-day funding and fuel advances.

Transparent, Honest Rates

Low rates, fast pricing with no surprises.

Mobile app icon representing free unlimited broker credit checks available through PorterGO for trucking companies and owner-operators.

Free Unlimited Credit Checks

95% Completed in Under 2 Minutes Using PorterGO

Unlock Our Lowest Rate

Earn $300 Per Referral

Get paid for referring trucking companies

Refer And Earn

Trusted by Trucking Businesses

Years Experience
10 +
Invoices Funded
5000 +
Client Rating
4.5 +
Fund Your Next Load

Get the insider edge for growing your trucking business

Email Address
Receive Weekly Insights

What Happens If a Freight Broker Doesn’t Pay?

Most Factoring Companies Charge Back. We Don’t Stop There.
If a broker doesn’t pay, Porter steps in – at no cost to you

We Fund, We Recover
  • 90 days of active collections
  • Dedicated Resolution Team
  • Bond filing
  • Managed recovery

We step in for free. You keep trucking.

Protect Your Cash Flow
Three people within in office - one man looking at paperwork, a woman with a headset on typing on a keyboard and another man looking at a screen.

Porter Freight Funding is one of the only factoring companies that actively works to recover unpaid invoices at no additional cost.

Trust Built on Transparency

DEVYON S.
Hands down the best choice I have made when choosing a factoring company!! I have been in business 10 months now and Caroline and Stephen have made my business run so smooth when coming into finance and all the extra tools…. I can call them any time if I have any issues and they answer with positive and great attitudes quickly to solve the issue… Thank you Porter Freight and thanks to you again for all your amazing 5 Star service!!
STEVEN G.
What a wonderful experience! Honesty and transparency from the first time I got on the phone. Great rates from the start! No games! Just straight answers! My decision was made in one phone call. The person who helped me was Caroline! It was definitely a pleasure speaking with her.
KYLE H.
Porter Freight funding is awesome! Shoutout to my team Stephen and Amy who are great and willing to always help. Best factoring in the business.
MARK L.
I'm a owner operator of about 20 years, that has just started using a funding service. To say that Molly has been the best to work with wouldn't even begin to tell everyone how great she has been. Sweet, knowledgeable, and a pleasure to do business with. This service has been a easy process to navigate through with Molly's help of course!! By far one of the better things I've done in. The app makes it simple to send in BOL and Rate Cons which just takes a little of the everyday stress off.
ANDY A.
Porter freight and funding has been a godsend to getting started in the freight business. Caroline has worked so hard to get my business in line to make money in hauling freight. Many steps and and unexpected inputs that had to be met to make it happen. She also connected me with top notch dispatch people that gets you started in the flow of revenue to make you succeed! Randi the dispatch specialist has been so helpful we don't know how we could have got started without her. Hands up and hats off to Porter freight and funding and the entire team. The factoring side has such great people as well. We look forward with working with this company for however long they will keep us! Kudos!
ISAI B.
Freight Funding has been amazing. They are quick to answer my questions, very clear about the process, and have made everything easy to understand. Great first impression. I’m looking forward to continuing with their support.
NICK L.
Caroline was a fantastic person to have by my side during this process. Any question that I had, she was able to answer. She was very thorough with her explanations. 10/10 I will recommend Porter Funding to anyone I know who wants to do this.
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No Affect to Your Credit


Freight Factoring FAQs

What is freight factoring?

Freight factoring lets a trucking company sell its unpaid freight invoices to a factoring company for immediate payment, instead of waiting weeks for a broker or shipper to pay.

If a broker doesn’t pay, Porter Freight Funding doesn’t immediately charge you back. Porter runs up to 90 days of active collections with a dedicated resolution team, at no cost to you.

Porter Freight Funding offers same-day funding, and with 24/7 advances you can get paid the moment you pick up a load — including nights, weekends, and holidays