New MC Freight Factoring That Gets you Paid Faster

Start your new motor carrier authority strong with fast, reliable cash flow. Porter Freight Funding helps New MCs turn invoices into same day working capital so you can fuel your business, cover expenses, and stay on the road.
  • 1.5% Rate for the First 60 Days
  • 95% Advance Rate
  • Fast, predictable cash flow for growing fleets
See If You Qualify!

Applies to the First 60 Days. 1-year recourse contract + 95%
advance rate, does not apply to Sprinter Vans or Boxed Trucks.

Get Started with No Credit Check.

Why New MCs Choose Porter Freight Funding

Running your truck shouldn’t mean waiting weeks to get paid.

At Porter Freight Funding, we help owner-operators turn delivered loads into fast, reliable cash flow — so you can pay for fuel, maintenance, permits, insurance, and everyday operating costs without taking on debt or sitting idle waiting on brokers.

Get Paid Today

How Freight Factoring Works

Owner Operator freight factoring means you:

Step 1
Deliver your load and submit the invoice.
Step 2

Porter buys your invoice and advances most of the total immediately.

Step 3
We handle collections, credit checks, and follow-ups.
Step 4
You get the rest minus our small fee once your broker pays.
It’s not a loan — it’s your money, paid faster.
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The Porter Advantage

Service

Porter

Competitor

Introductory Rate for the First 60 Days

1.5%

3-5% Typical

Chargeback Window

90+ Days

60 Days

Account Resolution Team

Goes to Work Retrieving Money on Day 91 at No Additional Cost

Applies Collection Fees

Termination Fee

$0 with 60-Day Notice

$5,000 Fee

Support Team

US-Based

Outsourced

Credit Checks

Instant

Wait Period

With a 1.5% introductory rate, a 90+ day chargeback window, and a US-based team that fights for your money at no extra cost, Porter Freight Funding gives fleets the stability, transparency, and support competitors can’t match.

See If You Qualify!

Is New MC Freight Factoring Right For You?

This solution is ideal if you are:

  • A newly authorized motor carrier
  • Operating under your own MC number
  • Hauling freight for brokers or shippers
  • Looking to stabilize cash flow quickly

If you are unsure whether factoring fits your situation, our team is happy to walk through your options.

Talk to a Factoring Specalist

New MC Freight Factoring FAQs

  • How fast can I get funded as a New MC?
  • Once approved, funding can happen the same day your invoice is verified.

  • Is freight factoring a loan?
  • No. Factoring advances money you have already earned on completed loads.

  • Will factoring affect my credit?
  • Factoring does not create debt and does not require traditional loan credit approval.

  • Can I keep factoring as I grow?
  • Yes. Many carriers continue factoring as they scale their fleet.
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Freight Factoring Rate Quote

Fast, transparent, and tailored for Owner Operators.

Answer a few quick questions to get your best factoring rate.