About Porter Freight Funding:
Freight Factoring for Trucking Companies Nationwide

Porter Freight Funding is a leading freight factoring company specializing in fast, reliable cash flow solutions for trucking companies, owner-operators, and fleets across the United States. We help carriers turn unpaid invoices into same-day working capital while reducing administrative burden and improving financial stability.
Porter Freight Funding, a freight factoring company for trucking businesses, built in Alabama and supporting American truckers nationwide
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How Freight Factoring Works

Step 1

Deliver your load

Step 2

Submit your invoice

Step 3

Get paid within 24 hours

About Us

Founded in 2011 as part of Porter Capital’s continued expansion into transportation finance, Porter Freight Funding builds on more than 35 years in business and a legacy of relationship-driven working capital solutions. Since 1991, Porter Capital has funded over $15 billion in invoices, earning a 4.8-star Google rating and the trust of businesses nationwide.

Porter Freight Funding provides freight factoring solutions to owner-operators, small fleets, and large trucking companies across the United States. Beyond fast, reliable funding, we support carriers with fuel cards featuring advances and discounts, compliance assistance, and dedicated account support designed to keep cash flow steady and operations moving.

Headquartered in Birmingham, Alabama, Porter Freight Funding operates offices in Hartselle, Alabama; Dallas, Texas; Madison, South Dakota; and Farmington, New York. Our experienced team brings decades of transportation finance expertise, delivering responsive service and solutions built specifically for the trucking industry.

Porter Freight Funding, a freight factoring company for trucking businesses, highlighting 35 years in business, $15 billion in invoices funded, and a 4.8 star Google rating
  • 100+ years of combined experience
  • Same-day funding and transparent rates
  • Serving trucking companies nationwide

Culture

Infographic displaying Porter Freight Funding core values: Team Player, Integrity, Excellence, and Dedication (T.I.E.D.) culture principles

Locations

Graphic showing Porter Freight Funding office locations in Birmingham Alabama, Hartselle Alabama, Dallas Texas, Madison South Dakota, and Farmington New York.

Trusted by Owner-Operators and Fleets Nationwide

5-star client testimonial for Porter Freight Funding, a freight factoring company for trucking businesses, highlighting honesty, transparency, and competitive rates
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Freight Factoring FAQs for Trucking Companies

What is freight factoring for trucking companies?

Freight factoring is a financing solution that allows trucking companies to sell their unpaid invoices to a factoring company in exchange for immediate cash. Instead of waiting 30–45 days for brokers or shippers to pay, carriers can access funds quickly to cover fuel, payroll, maintenance, and other operating expenses.

Porter Freight Funding offers fast funding, often providing same-day or next-day payments after invoices are submitted and approved. With solutions like Porter Wallet, carriers can access advances even faster, including 24/7 access to funds.

Freight factoring is designed for owner-operators, small trucking companies, and large fleets that want to improve cash flow and reduce administrative work. It is especially useful for carriers working with brokers or shippers that have longer payment terms.

Factoring is often more consistent and cost-effective than quick pay. While quick pay is limited to specific brokers and can take several days, factoring works across approved customers and provides faster, more predictable access to cash with less administrative hassle.

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