Porter Wallet
24/7 Factoring Advances for Trucking Companies
24/7 Access to Your Trucking Advances
Porter Wallet gives trucking companies instant access to factoring funds so they can pay for fuel, driver payroll, repairs, and other business expenses without waiting for bank deposits.

How Truck Drivers Access Factoring Advances Instantly
Truck drivers and trucking companies often need access to cash flow immediately after completing a load. With traditional factoring, funds are typically deposited during business hours or sent through bank transfers. With 24/7 factoring advances, approved invoice payments can be accessed anytime, allowing carriers to move their money instantly instead of waiting for bank processing.
24/7 Advances vs Traditional Factoring Deposits
| Feature | 24/7 Advances | Traditional Factoring Desposit |
|---|---|---|
| Access to funds | Anytime | Business hours |
| Processing speed | Seconds | Same day or next day |
| Weekend access | Yes | No |
| Bank processing delays | None | Possible |
| Use of funds | Fuel, payroll, repairs, expenses | Same uses |
Access to 24/7 Trucking Advances
Running a trucking business doesn’t stop at 5 p.m. and neither should your access to your money.
Porter Wallet gives trucking companies and owner-operators instant, 24/7 access to their factoring advances and available funds.
With Porter Wallet, your money is available when you need it — whether you’re paying for fuel, handling unexpected repairs, or covering operating costs on the road.
No waiting on bank hours. No delays.
Just fast access to your trucking advances anytime.
What Is Porter Wallet?
Porter Wallet is a dedicated account and card designed specifically for trucking companies that factor with Porter Freight Funding.
It gives carriers real-time visibility and instant access to their factoring advances.
With Porter Wallet you can:
- Access 24/7 trucking advances instantly
- See available funds in real time
- Use your Porter card anywhere cards are accepted
- Transfer funds when needed
- Manage your cash flow directly from your factoring account
- Your money moves when your truck moves.
Use Your 24/7 Trucking Advances for What Matters Most
Fuel
Porter Wallet allows you to access your advances immediately so you can fuel up whenever needed.
Repairs
Breakdowns happen when you least expect them. With instant advances, you can pay for repairs and get back on the road faster.
Maintenance
Preventative maintenance keeps trucks running efficiently. Use your advances to cover tires, oil changes, and other important service costs.
Tolls & Fees
From toll roads to weigh stations and parking, Porter Wallet helps you handle daily costs easily.
Driver Pay
If you run a fleet, quick access to funds helps you support drivers while they’re on the road.
How 24/7 Advances Work
- Deliver the load and submit your invoice
- Porter verifies and approves the invoice
- Transfer funds instantly through Porter Wallet
- Use the money immediately for business expenses
Instant Visibility Into Your Funds
One of the biggest frustrations for truckers is not knowing when their money will be available.
Porter Wallet solves that problem by giving you real-time visibility into your available funds and advances.
You can quickly see:
- What invoices have been funded
- What advances are available
- What funds are ready to use
That visibility makes it easier to plan loads, fuel stops, and expenses.
Built for Trucking Businesses
Porter Wallet was designed specifically for the way trucking companies operate.
Unlike traditional banking tools, it works seamlessly with freight factoring to help carriers access their cash faster and manage expenses on the road.
Whether you’re an owner-operator, small fleet, or growing trucking company, Porter Wallet helps simplify cash flow management.
Why Carriers Choose Porter Freight Funding

Trucking companies partner with Porter because they want a factoring company that understands the transportation industry.
With Porter, our goal is simple: help trucking companies keep moving and growing.
24/7 advances allow trucking companies to access their factoring funds anytime, including nights, weekends, and holidays. Instead of waiting for bank deposits or business hours, carriers can move approved invoice payments instantly and use the money immediately for fuel, payroll, repairs, insurance, or other operating expenses.
After a load is delivered and the invoice is submitted, Porter verifies the paperwork and approves the advance. Once approved, the funds can be transferred instantly through Porter Wallet, giving carriers immediate access to their money whenever they need it.
With 24/7 advances, trucking companies can access their funds within seconds after the invoice is approved. This allows carriers to pay for expenses or transfer money anytime instead of waiting for traditional bank processing times.
Factoring advances can be used for any business expense, including fuel, driver payroll, maintenance, repairs, insurance payments, tolls, or other operating costs. Instant access to funds helps trucking companies keep trucks moving without cash flow delays.
No. With 24/7 advances, carriers can access approved funds immediately through Porter Wallet without waiting for bank wires or next-day ACH transfers. This provides more flexibility for managing expenses on the road.
Yes. 24/7 advances are available for both owner-operators and trucking fleets. Drivers can access their factoring funds as soon as invoices are approved, giving them faster access to working capital for everyday expenses.
Instant advances help trucking companies avoid cash flow delays caused by broker payment terms or banking hours. Faster access to revenue helps carriers cover expenses, keep trucks running, and accept more loads.
Yes. Factoring advances are not loans. They are early payments on completed freight invoices, which means trucking companies are accessing revenue they have already earned rather than borrowing money.

