Keep Your Fleet Moving with a 1.5% Introductory Rate

Fleet factoring built for carriers and multi-truck fleets.  Get paid in 24 hours and scale with confidence, without the surprises other factoring companies hide.

  • 1.5% Rate for the First 60 Days
  • 95% Advance Rate
  • Fast, predictable cash flow for growing fleets
  • No Credit Check and 24 Hour Funding
See If You Qualify!

Applies to the First 60 Days. 1-year recourse contract + 95%
advance rate, does not apply to Sprinter Vans or Boxed Trucks.

Get Started with No Credit Check.

Why Fleets Choose Porter
Freight Funding

Trusted by fleets — backed by real specialists, real support, and transparent rates for high-volume carriers.

Meet the Team Supporting Your Fleet

See How We Help
Fleets Succeed

Watch this short video to learn how our team supports dispatchers, fleet managers, and drivers every day.

Real Feedback From
Real Fleets

We’re proud to be one of the highest-rated freight
factoring companies for fleets, with 361+ reviews and a 4.8
Google rating.

The Porter Advantage

Service

Porter

Competitor

Introductory Rate for the First 60 Days

1.5%

3-5% Typical

Chargeback Window

90+ Days

60 Days

Account Resolution Team

Goes to Work Retrieving Money on Day 91 at No Additional Cost​
Applies Collection Fees​
Termination Fee​
$0 with 60-Day Notice​
$5,000 Fee​
Support Team​
US-Based​
Outsourced​
Credit Checks​
Instant
Wait Period​
With a 1.5% introductory rate, a 90+ day chargeback window, and a US-based team that fights for your money at no extra cost, Porter Freight Funding gives fleets the stability, transparency, and support competitors can’t match.
See If You Qualify!

Instant Freight Factoring Rate Quote

Fast, transparent, and tailored for carriers & fleets across the Southeast and nationwide.

Answer a few quick questions to see your best factoring rate.

No Credit Check to Get Started!

FAQs

Is freight factoring a loan?

No, freight factoring is not a loan. You’re simply getting paid faster on invoices you’ve already earned. There’s no debt, no interest, and no repayment schedule. It’s your money, just paid sooner.

Once your invoice is approved, funding can happen the same day. This is often faster than broker quick pay, which still relies on broker timelines and approvals.
No credit check is required to get started. Approval is based on your brokers and invoices – not your personal credit score.
Porter can advance up to 95% of the invoice value, with the remaining balance paid once the broker settles, minus the agreed factoring fee.
Pricing is transparent and straightforward. There are no hidden fees, and all terms are clearly explained upfront, so you know exactly what to expect before moving forward.
No, Porter operates professionally and transparently. Collections are handled respectfully, and your broker relationships are protected. The goal is to support your growth, not disrupt your operations.
Fleet factoring is ideal for small to mid-sized fleets, growing carriers taking on more loads, and fleets experiencing cash-flow gaps due to payment delays. If you’re waiting 15–45 days to get paid, factoring can help stabilize cash flow.
Getting started is simple. You’ll typically need basic company information, your MC number and a recent invoice or load details. The initial process is quick, with no long-term obligation required to explore your options.
Yes. Factoring is a flexible cash-flow tool – not a permanent commitment. Many fleets use it strategically during growth periods, seasonal spikes, or when taking on new lanes. Take advantage of $0 fee with a 60-day notice.
Porter focuses on clear communication, transparent pricing, fast funding, and a relationship-first service. You’ll have a dedicated team that understands trucking – not a call center or one-size-fits-all approach.
Get a fast, no-obligation rate and see if factoring makes sense for your fleet.