Owning a business brings many rewards, but it also entails risks. Your trucking business tends to compliance concerns and deals with various vendors and manufacturers daily. Sending trucks out on the road also incurs risk. When you stop at a weigh station, get gas at a truck stop or drive for long stretches, your safety often depends on the actions of those around you.
You need protection when the unexpected occurs. Taking out an insurance policy can give you peace of mind in a sometimes-unpredictable industry, and Portner Freight Funding can help you get a quote.
What Is Trucking General Liability Insurance?
All businesses can benefit from taking out a general liability insurance policy. It provides general coverage for some of the most common accidents and third-party injuries businesses encounter, such as:
- Damage to property.
- Injured employees.
- Copyright infringement.
Essentially, the policy protects you from any lawsuits that could come about if someone alleges you caused bodily harm. The insurance will cover medical fees as well.
General liability insurance is for all trucking businesses. Even if you have a sterling safety record, a split-second decision can cause an accident that results in injury. You don’t want to risk having to pay for legal defense if a lawsuit is filed.
Why Is Commercial Truck Liability Insurance Important?
Often, drivers do not see why they need liability insurance for trucking. Though you may not have employees or an office building, your business could still get involved in an accident that leads to medical bills or a lawsuit.
Drivers may be tired on the road and miss a sign or go over the speed limit. They could get into a confrontation at a truck stop or fall asleep at the wheel. While you may be a bystander in any of these events, they can still cause accidents resulting in injury.
Contact Us to Learn More About Trucking Liability Insurance
Your personal safety and the safety of your business should be your top concerns. Insurance protects you and offers peace of mind. Porter Freight Funding can help you find reliable, reasonably priced trucker liability coverage you can count on.
You can relax when you know your business is protected. Let us put you in touch with a good insurance carrier. Contact us to schedule a consultation today.