As a driver, you spend lots of time in your truck. You’re covered by your business’s insurance policy when you haul a load. But what about when you go off the clock and remain behind the wheel of your truck? If you get in an accident, will you be covered? Many complex rules govern what constitutes business coverage, but there will be times you hit the road when your business insurance doesn’t cover you.
Non-trucking insurance will give you peace of mind when you drive your truck on a day off or you need to take it to a repair shop. Getting non-truck liability insurance reduces your risks whenever you get behind the wheel of your truck.
What Is Noncommercial Truck Insurance?
Non-trucking insurance provides coverage when you drive your truck outside of business hours. Many drivers prefer using their trucks to run errands or take out their families, and they still need insurance coverage during these times.
Non-truck liability insurance covers you whenever you drive your truck for non-commercial reasons. It doesn’t cover the goods you may be hauling, but it can reduce your liability expenses if an accident occurs. Motor carriers often require this type of insurance in a contract.
Why Is Non-Truck Liability Insurance Important?
Like any form of insurance, non-truck insurance decreases your risk and covers expenses if the unexpected happens. If you’re involved in an accident that results in medical expenses for another party, the insurance policy will cover them. It will also cover defense expenses for a lawsuit stemming from an accident.
Porter Freight Funding can help you find coverage that adjusts to meet your needs, including policies that are portable from lease to lease. We’ll connect you with insurance partners who can identify the best carriers and policies for your unique situation. The carrier you lease with may have specific requirements, and our partners can help you navigate those as well.
Contact Us to Learn More About Trucking Liability Insurance Quote
You want non-trucking liability insurance at a cost you can afford. We can help you find the right policy at the right price, tapping into our network of strategic partners to connect you with the best carrier. Get in touch with our team to learn more.