Getting paid fast is only half the equation. What happens to that money after it lands in the account matters just as much. That is why Porter Freight Funding now offers TACH banking for trucking companies, pairing Porter's freight factoring with banking tools built specifically around how carriers actually [...]
The Core Problem: Truckers Wait. Bills Don't. You delivered the load. You got the signed BOL. You did the work. Now you're waiting 30, 60, sometimes 90 days to get paid — while fuel, insurance, truck payments, and payroll are due right now. This is [...]
Every load you haul keeps a store stocked, a job site running, and a family fed. Owner-operators and small fleets are the engine behind the American economy — and yet most of them are still waiting 30 to 60 days to get paid for work they already did. That [...]
If you've been hauling freight for any length of time, you know your freight factoring company can make or break your cash flow. The right partner pays fast, picks up the phone, and doesn't bury surprises in the fine print. The wrong one costs you time, money, and sleep. Right [...]
If you're researching porter freight factoring reviews before making a decision, this page gives you a straightforward look at exactly what Porter Freight Funding offers -- rates, contract terms, tools, support model, and who the service is built for. No sales pitch. Just the details you need to decide. [...]
Porter Freight Funding is a freight factoring company headquartered in Birmingham, Alabama that provides same-day funding, fuel savings, and free broker credit checks to owner-operators and trucking companies nationwide. When we sat down to redesign porterfreightfunding.com, we did not ask ourselves what looks good. We asked ourselves what a [...]
You already know how Porter Freight Funding works. You factor your invoices, you get paid fast, and you keep your trucks moving. But did you know you can also get paid just for telling other truckers about us? Porter's trucking referral program pays $300 for every carrier you refer [...]
What To Do After Your MC Number Goes Active Once your MC number goes active, your trucking company can begin booking loads, completing broker setup packets, managing fuel costs, and hauling freight legally. New authorities should focus on finding reliable brokers, staying FMCSA compliant, protecting cash flow, running broker [...]
Understanding Reefer Fuel Reefer fuel is the diesel fuel used to power refrigerated trailer units that keep temperature-sensitive freight cold during transport. Reefer fuel is separate from the fuel used to power the truck itself and is commonly dyed red because it is intended for off-road use. Reefer carriers [...]
How Broker Credit Checks Help Protect Trucking Companies For trucking companies, getting paid matters just as much as getting the load. One unpaid invoice can create serious cash flow problems, especially for small fleets and owner-operators. That’s why broker credit checks are one of the most important tools carriers [...]
Reefer vs Flatbed vs Dry Van: Which Makes the Most Money? The trucking type that makes the most money depends on more than just rates. Reefer, flatbed, and dry van trucking each offer different earning potential based on freight demand, operating costs, and payment speed. While reefer trucking [...]
Porter Fuel Card and PorterWallet 24/7 Advances help truckers and owner-operators save on diesel and access same-day fuel advances year-round. As diesel prices continue to strain the margins of independent truckers and carriers across the country, Porter Freight Funding is reminding the trucking community that real, lasting fuel [...]
Smart carriers are beating high diesel prices with two strategies: (1) planning fuel stops by price before leaving the yard and topping off at the cheapest location on the route, and (2) benchmarking their average price per gallon every month to measure savings and identify overspending drivers. The Porter [...]
What is the cheapest way to buy diesel fuel for truckers?The cheapest way to buy diesel fuel is to combine a fuel card that lowers your total price per gallon with real-time fuel price tools that help you choose the lowest-cost locations. Truckers save the most by planning fuel [...]
Truck driver tax deductions allow owner-operators and self-employed carriers to reduce taxable income by writing off business expenses like fuel, maintenance, and meals. In 2026, updated IRS rules, including higher per diem rates and expanded deductions, make it even more important to understand what you can legally claim. This [...]
When a broker doesn’t pay, the impact on a trucking company can be immediate and severe. One unpaid invoice can wipe out weeks—or even months—of profit. Most carriers assume that working with a factoring company protects them from this risk. But in many cases, that protection stops the moment [...]
Reefer fuel vs tractor fuel explained. Learn how fuel costs impact refrigerated trucking and how fleets can reduce diesel expenses and improve cash flow.
Last updated: March 2026 to reflect current fuel costs and owner-operator expense trends. If you are or want to become an owner-operator, you’re in good company. The average owner-operator’s annual income ranges from $125,000 to $340,000. The United States transportation and material moving industry is expected to grow faster than average through 2032, with about 1.9 million openings yearly. However, an [...]
Last Updated: July 1, 2026 What Are 2026 Hot Shot Rates Per Mile Right Now? Hot shot rates per mile right now typically average around $1.50 per mile, but can range from $1.00 to $3.00+ per mile depending on the load, distance, and urgency. Standard, non-urgent loads often [...]
Diesel Prices Are Climbing — And Trucking Margins Are Feeling the Pressure Fuel costs remain one of the largest operating expenses for trucking companies and owner-operators. When diesel prices surge, profit margins can shrink quickly — especially for carriers running multiple loads each week. Recent data shows national [...]
Acquisition Enhances Freight Factoring and Cash Flow Solutions for Owner-Operators and Growing Trucking Companies Nationwide Birmingham, AL — Porter Freight Funding has completed the acquisition of Integrated Factoring, expanding its freight factoring services for small and family-owned trucking businesses nationwide. This acquisition expands Porter Freight Funding’s freight factoring platform while [...]
Freight factoring vs line of credit — quick answer: The quick answer: Freight factoring turns unpaid load invoices into cash immediately without debt or interest. A line of credit is borrowed capital that involves interest and impacts credit. Trucking companies often get faster access to working capital from factoring. [...]
Learn how the death of cartel leader El Mencho triggered violence and disrupted freight corridors between the U.S. and Mexico, and what carriers should watch next. Summary The killing of cartel boss El Mencho triggered violence that disrupted key U.S.–Mexico freight corridors. Learn how this event affects cross-border [...]
Experienced Credit Executive Joins Porter Freight Funding to Lead Credit Strategy and Risk Management Birmingham, AL — Porter Freight Funding, a leading freight factoring company serving transportation businesses nationwide, today announced the appointment of Chris Shelton as Senior Vice President of Credit. Shelton brings more than 10 years of [...]
Summary Quick pay sounds convenient, but most truckers are overpaying for their own money. Broker quick pay fees often run 1%–5% per load, vary by broker, and still take days to hit your account. Freight factoring offers same-day or next-day funding, predictable rates, and works with all brokers. For [...]
As the freight market continues to tighten, many transportation businesses are being forced to rethink how they generate stable income. Rate pressure, slower freight volumes, and longer payment cycles have made it harder for carriers, brokers, and service providers to rely on a single revenue source. Industry data from [...]
Birmingham, Ala., January 20, 2026 — Porter Freight Funding, a leading freight factoring company dedicated to supporting carriers and fleets nationwide, is pleased to announce the hiring of Katherine Alverson as Director of Marketing. In her role, Alverson will lead Porter Freight Funding’s marketing strategy, brand development, digital performance, [...]
Why “Fast Pay” Isn’t Always a Smart Move for Trucking Companies In 2026, a growing number of trucking companies are choosing to turn down “fast pay” load offers — even though they promise quicker access to money. At first glance, it might seem counterintuitive: who wouldn’t want cash sooner? [...]
Key Trends Shaping the Trucking Industry in 2026 The trucking industry outlook for 2026 points to cautious improvement—but not a rapid recovery. After several years of economic pressure, analysts expect modest gains in freight activity and utilization. However, the broader trucking market forecast suggests carriers should prepare for a [...]
What the Collapse of Bollinger Motors Means for the EV Truck Market (and Why It Matters) What Happened: Bollinger Motors Is Officially Closed Bollinger Motors — the Michigan-based EV startup behind the B4 Class-4 electric truck — has shut down operations permanently. Their final day of business was November [...]
What 2025’s Market Shift Means for Carriers Every winter, the trucking industry enters a predictable — yet always painful — pattern: the annual capacity purge. As referenced in FreightWaves’ recent reporting and syndicated industry coverage (Source), this seasonal shakeout sees thousands of small carriers parking their trucks, giving up [...]
AI Summary: 1.5% Factoring Rate for Truckers Porter Freight Funding offers a 1.5% introductory factoring rate for 60 days with same-day pay, 95% advances, and 90-day recourse. Fast approvals for fleets and owner-operators. 1.5% Factoring Rate Direct Answer A 1.5% factoring rate is one of the lowest [...]
What Is Freight Factoring? (And Why Truckers Love It) Porter Freight Funding — Fast Pay, 1.5% Intro Rate, Same-Day Funding Flat, transparent pricing Chargebacks only after 90 days No termination fees with 60 notice Dedicated reps Fuel card discounts & PorterGO app Ideal for fleets + [...]
Read More About Renewable Diesel Renewable Diesel and Biodiesel Fuels Gain Momentum as Drop-In Diesel Alternatives A growing number of U.S. trucking fleets are adopting renewable diesel and biodiesel as drop-in, low-carbon alternatives to petroleum diesel—offering immediate emissions reductions without new equipment, infrastructure changes, or performance loss, [...]
Read More About 2026 Container Volume Predictions Truck issues loom as weaker ocean volumes de-stress container operations. U.S. port and rail ramp operations are running smoothly thanks to dropping container volumes, but logistics analysts warn that major disruptions may hit the market heading into 2026, according to [...]
Read More About Fuel Savings With the PorterFuel Card Porterfuel Cardholders are saving Big at the Pump November 2025 is proving that fuel savings still make a huge difference for fleets. The national average diesel price this month sits at $3.75 per gallon, but PorterFuel cardholders are [...]
Read More About the Toll Increase Approved By Illinois Lawmakers Illinois Lawmakers Approve 30% Toll Increase Illinois lawmakers have approved a controversial toll plan that will raise commercial truck tolls by 30% starting in 2027. The decision has sparked strong backlash from the state’s trucking industry. The [...]
Read More About the Final Escaped Research Monkey After Semi-Truck Crash Mississippi truck crash escaped monkey A Mississippi mother shot and killed the final escaped research monkey after a semi-truck crash near Heidelberg, Mississippi, released several animals into the wild. The October 28th crash involved a transport [...]
Read more about the Knight-Swift 2025 Capitol Christmas Tree Haul. The Knight-Swift 2025 Capitol Christmas Tree Haul Knight-Swift Transportation, North America’s largest full truckload carrier, has been selected to transport the 2025 U.S. Capitol Christmas Tree. The Knight-Swift 2025 Capitol Christmas Tree haul kicks off the holiday [...]
Drive your business forward with fast funding, reliable cash flow, and dedicated support from Porter Freight Funding — best factoring company for carriers in the transportation industry. Why Truckers and Carriers Choose Porter Freight Funding If you’re looking for the best factoring company for truckers, carriers, or logistics [...]
Having loads to haul is what keeps your trucking business going. When you have difficulty finding loads to transport or are new to the field and don't have a network yet, your operations can suffer when you're stuck with downtime. You can avoid these pitfalls by employing some resourceful [...]
How to Start Your Own Trucking Company Starting a trucking company can be an intimidating business operation. But with help from trucking industry experts, it doesn’t need to be. Whether you have been a company truck driver with an established carrier or a new owner-operator, starting a trucking business [...]
The Department of Transportation (DoT) defines double brokering as the illegal act of creating a deal involving two or more licenses. These arrangements are common in the United States transportation industry. The DoT argues that at least 70% of the loads on the Load Board experience double brokering, which leads to [...]
Last Updated: April 10, 2026 | Long Haul Truck Driver Pay Data Updated for 2026 The average pay for long haul truck drivers in the U.S. typically ranges from $70,000 to $100,000+ per year, depending on experience, miles driven, and freight type. Many drivers are paid per mile, [...]
A trucking business can be highly profitable, and it helps to have a solid business plan to guide you as you get started on your new venture. A trucking business plan enables you to assess your company's long-term profitability, obtain the proper licenses and insurance policies, streamline hiring and employee [...]
Auto-hauling is a specialized trucking niche that can be a profitable business for drivers who enjoy being on the road and want to earn more by transporting vehicles for dealerships, manufacturers, auctions, and individual customers. What Is Auto-Hauling? Auto-hauling refers to transporting cars and other vehicles from one location [...]
Trucking is a major enterprise in the United States, accounting for nearly 6% of the country’s gross domestic product. The industry carries out many vital functions, including delivering goods across the country, providing jobs, paying taxes and keeping costs down by maintaining competitive prices. However, one of the biggest challenges [...]
If you're considering becoming a trucker, knowing what a pre-trip truck inspection is and how to complete the process correctly is essential. This inspection ensures you comply with federal commercial driving laws that exist to keep you and others safe. It is also a core proficiency evaluation on a [...]
As a trucker or owner-operator, you've likely heard of drop-and-hook shipping. You might have even heard carriers, shippers and drivers rave about how easy, convenient and efficient this method is compared to its counterpart — live-load trucking. Is drop-and-hook trucking — also known as drop-and-pick trucking — suitable for [...]
Anyone in the trucking industry understands there are significant regulations for commercial transportation, whether the trip takes them around the block or across the country. While some guidelines are universal, others are related to how and where you transport goods. These selective rules are primarily related to whether your [...]
What happens when truckers drive their vehicle without a load? Many truckers don't make a profit during those transitional times throughout the day or when going home. Driving distances without a load can't be entirely avoided — it's a natural component of the job. However, truckers can create a [...]
Heavy haul trucking is a popular method for transporting goods and machinery across the U.S. If you operate a trucking company that performs heavy hauling or is looking to start, check out this guide to learn more about how the process works. What Is Heavy Haul Trucking? Heavy haul [...]
In trucking you need to update your MCS-150 every 2 years. This should demystify the process for you. About This Form Please note: After December 12, 2015, MCS-150 forms can ONLY be used to update a USDOT number, not for initial registration with FMCSA. First-time applicants must use the [...]
As trucking businesses plan out their year, logistics and supply chain demands significantly impact their revenue streams and bottom lines. Smaller and medium-sized companies are especially affected by their decisions to take part in the spot freight market or negotiate agreements for longer-term contract rates. While both options have pros [...]
What Are the 6 DOT Inspection Levels? (Quick Breakdown) Level 1 – Full inspection Level 2 – Walk-around Level 3 – Driver-only Level 4 – Special Level 5 – Vehicle-only Level 6 – Hazmat When on the road in a commercial motor vehicle (CMV), it's critical [...]
Learning how to calculate your cost per mile is essential for determining whether you are charging enough for hauling a load. Knowing and understanding how to calculate cost per mile can help ensure you do not lose money. Truck drivers can go out of business if they don't calculate their average cost [...]
Hit by a bad driver? That bad driver’s insurance company may offer to pay to repair your equipment, but may not offer to pay for your other losses and expenses. Do yourself a favor and ask for everything you have rights to be paid on (which do vary a [...]
Growing a trucking business has its fair share of challenges. Business owners that make the right decisions at the right time have the greatest chance of success. It doesn't matter how long you've been driving in the trucking industry; if you don't know how to operate a company, you [...]
When starting your trucking business, one common challenge is choosing the different trucking equipment types to use. Each type of trailer comes with different considerations and deciding which one is best for your company is important. Luckily, we put together a list of the most common types of trucking [...]
Whether you’re a new truck driver or a veteran in the industry, a career in truck driving is something you need to get used to. It’s no walk in the park and it can take a toll on a person, so we have compiled some of the best industry [...]
Running a profitable trucking company takes more than just being a great truck driver. You can be a veteran in the trucking industry, but running a trucking business is challenging if you lack cash flow. Working in the transportation industry can be cutthroat, which is why we are here to [...]
6 Ways to Increase Income as a Truck Driver Many factors affect truck driver income, including experience, knowledge, and reputation. Depending on if you're a company driver or an owner-operator, being a truck driver can come with good benefits. Still, it also means that you spend considerable time away [...]
Updated April 10, 2026 Getting your trucking authority is one of the first major steps to legally operate as a for-hire trucking company. If you want to know how to get a trucking authority, this guide walks through the process, costs, requirements, and what to do after approval. [...]
What Is the Best Business Structure for Trucking Companies? Trucking companies play a crucial role in the supply chain by transporting products to stores, warehouses or directly to customers. More than 13 million registered trucks transport almost 11.5 billion tons of freight annually. With the increased demand for truck drivers, starting a [...]